The employee who appointed as permanent basis with regular scale Non-Gazetted /Gazetted employees and teachers must join in GPF(GPF/ZP GPF).
The last grade employees those who completed at least 5years of service or those who are having 10years of service eligible for join in GPF(General Provident
Fund).The employees who joined after 1-9-2004 are not eligible for to subscribe GPF.(GO Ms No.654 Dt:29-09-2004).
The employees, who are belongs to Panchayat Raj, their GPF accounts are maintained by CEO , Zilla Parishad. For GPF(GPF/ZP GPF) credits
and part final withdrawals to an employee can get with the approval of concerned DDO(Drawing and Disbursing Officer) i.e
Head Master to the High School staff and MEO(Mandal Educational Officer) to the primary and upper primary school staff.(GO Ms.40 Dt:7-5-2002).
Every employee has to contribute minimum 6% of his basic pay from his salary as GPF subscription fund. The employee who are going to retire from the service they can stop their subscription 4 months before to the retirement date.
An employee must fill nominee for GPF account for the purpose , if any accidental things happen during in the service the GPF benefits will pay to nominee concerned. Entry of nominee name and particulars in Service Register must to avoid further conflicts.
GPF (ZPPF/GPF) Advance:
An employee can get GPF advance according to the following rules and can get GPF advance temporarily.
The GPF credit is equal to three months’ salary of an employee or 50% of total amount which is in GPF account
of an employee whichever is less taking into the consideration.
An employee can get GPF advance two times in service.
For the treatment of self or dependent can get GPF credit.
For the educational related expenditure of self or dependent , for the higher education in foreign country or in India .
For funeral ceremony of family members, marriage, marriage engagements and birthday parties.
For tours and travels expenditure.
The issues related to the service matters , for facing adverse situation expenditure.
For the purpose of purchase house, construction of house and repairs expenditure.
At the end of service , that is 6months before the retirement can get advance for purchase cultivation lands and business purpose lands.
To purchase motor car.
An employee , to get GPF Advance apply in prescribed format which is available at the ZPPF office with relevant evidence and reasons submit
to the sanctioned authority. The loan which employee got could pay in 24installments. The 24 installments should not exceed.
Part Final Withdrawal
The employees who completd 20years of service or those who are going to retire within 10years can get loan from their GPF account.
The partfinal withdrawal may not refund again. The following measures taking into the consideration before sanctioning the ‘Part Final Withdrawal’.
For the expenditure of Son/Daughter educational purpose.
For treatment related expenditure like Health, Medical, Special food and travelling .
For the purpose of purchase house, construction of house and repairs expenditure.
Employee could not get loan two times for single reason.
Employee who are going to retire within four months could not get loan under this.
Employee can get according to the situation prevailed , 6 or 10 months’ salary or 75% percent of total GPF amount .
The viewers are requested, if any link provided here is found false please feel free to mail to rectify the error and make use of all teachers and Studens of Andhra Pradesh . Our contact information and mail is sesadri@gmail.com .
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